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AML Compliance for Australian Real Estate Agents

From 1 July 2026, Australian real estate agents will be required to comply with the Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) Act. In preparation, AUSTRAC will open registrations for real estate agents in March 2026, giving businesses just a few months to get their AML compliance framework in place. This is part of the Australian Government’s Tranche 2 AML reforms, which extend AML obligations to designated non-financial businesses and professions (DNFBPs), including the real estate sector.

AUSTRAC is currently conducting its second round of consultation on the AML/CTF rules for real estate professionals. While some details are still being finalised, it’s expected that the final rules will be published in the third quarter of 2025, giving the industry clarity on exactly what will be required. However, some requirements are already clear: all real estate businesses will need to implement an AML/CTF Program tailored to the specific risks and customer types they deal with. They will need to perform Know Your Customer (KYC) checks, assess the money laundering and terrorism financing (ML/TF) risk of each new customer, report suspicious activity to AUSTRAC and keep accurate records.

This website has been developed by Think Real Estate and WhiteLight AML to support real estate agents through this transition. It will be regularly updated with the latest news, regulatory updates, practical checklists and training resources relevant to real estate professionals. If you need help with planning, setting up, or managing your AML compliance, you can speak directly with WhiteLight AML’s experts using the Live Chat on the home page, or by reaching out via the phone number or email address listed on this website. WhiteLight AML are trusted partners of Think Real Estate and specialise in helping real estate agents build efficient, effective AML compliance frameworks.

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